Financing

Convenient Financing Options

Get the right system now with convenient monthly payments!

  Optimus Prequalification 

Get matched with trusted lenders in minutes. The Optimus platform connects you with flexible financing options for buyers with excellent, fair and even challenged credit situations. 

GreenSky- 0% Interest financing with options ranging from 6 to 36 months, reduced interest plans with low payments for 84, 120 or even 180 months. 

FTL Finance- 6-month deferred interest or 36, 60, 84 or 120 month reduced interest plans available. 

Microf- 36-month HVAC equipment lease to own program.

This application method is currently unavailable but we would love to help. Please call or text us to start your application today!

Wells Fargo Home Projects 

This financing option works great for well-qualified buyers that are looking for an extended term no interest financing option like 60 months. This is a revolving credit account like a credit card. In the application there are no mentions of the no interest promotions as these are only applied at the time of purchase. These plans cannot be combined with any other offers and are based on credit approval. 

What Our Customers Say
Cincinnati Heating and Air Conditioning place picture
4.8
Based on 175 reviews
kathy baker profile picture
kathy baker
1 year ago
I will never use anyone else except Cincinnati Heating and cooling Dante was excellent Today they are all so friendly and they give you the information. They're not in any hurry . I am extremely satisfied with these Technicians. That is hard to say about Anyone today. Cincinnati heating and cooling installed this system. I've had no problems.They always call to come out and check everything. They are 100% For what they do.
Melissa Colthar profile picture
Melissa Colthar
1 year ago
Zach and Dante were very professional. Zach explained things thoroughly. The guys were mindful of my unit while dealing with the inside of my condo unit. The fee for the service call is very reasonable. They responded to my need quickly. I used "Angie" to contact service personnel regarding my issue.
Jenny Krebs profile picture
Jenny Krebs
1 year ago
Zac explained the issue with my air conditioner clearly. He also, spent the time to give potential scenarios for future issues. I appreciate the effort and his honesty. I have had this company out for 3 issues and all three technicians are knowledgeable and very honest. They also, offer the best pricing in Cincinnati!
Rob Roden profile picture
Rob Roden
1 year ago
Very professional and friendly. Fixed only what needed fixed! Won't go anywhere else.
Rob Roden profile picture
Rob Roden
2 years ago
Very professional and friendly. Fixed only what needed fixed! Wontbgo anywhere else.
John Whalen profile picture
John Whalen
2 years ago
Redid some attachments by screwing into wood, just not dry wall. Clean, neat job.
Zack serviced my AC units for Spring tune up. He was very friendly, knowledgeable and professional. He was thorough and fast. Thank you for the wonderful service, Zach! I will request you for all my future tune ups.
Dorothy Egelston profile picture
Dorothy Egelston
2 years ago
diane engber profile picture
diane engber
2 years ago
Dante was polite, helpful, and really quick, as nothing needed doing! I appreciated his honesty!!!😀😀😀
Response from the owner
2 years ago
Thank you for letting us know Diane!
Great job. Zach did the work with Donte and it was professional
Response from the owner
2 years ago
This is what we aim for; thank you Jack!
Langston Joiner profile picture
Langston Joiner
3 years ago
I had the central air replaced. Had the system for over a month and I had no issues. Techs were very professional and installation was high quality. Will consider them again in the future.
Jillian Hegemann profile picture
Jillian Hegemann
3 years ago
Cincinnati Heating and Air went above and beyond for us. We had another company assess our system and couldn't give us any clear answers as to why our system was so noisy. When I chatted with Cincinnati HVAC I had little faith in someone actually being able to answer the question. Thankfully, they were not deterred by that and instead happily sent someone out at no cost to us to offer a second opinion (the same day I called!). After taking a look at our system the technician talked my husband and I through EVERYTHING they noticed and multiple solutions available to us to solve our noise problem. We joked that we felt like we just took a crash course in HVAC and it was so appreciated! To keep things interesting - as my husband and I were contemplating our options a heat wave came through our air conditioning went out (which they shared was a very real possibility from their initial assessment). As my husband said, "they called it!" We reached out to Cincinnati HVAC that following morning and they had our same great tech (James!) come out within a few hours to do a quick fix to get the house cool. Before James could leave we told him we wanted to go ahead and sign up for their VIP service and a new system. James, once again, talked us through all the available "models" to choose from and made a very reasonable suggestion for our home that would meet our needs. Within 5 days we had an entirely new system. The installation team was just as amazing as James! Chris and his crew were quick and respectful. Chris walked us through everything once he was finished and told us what to expect next. Overall, our experience was amazing! We felt and still feel so valued by this company and their team. Cannot recommend highly enough! Thank you, Cincinnati Heating and Air team!
Lisa Helm profile picture
Lisa Helm
3 years ago
Although it has been a couple months since my A/C was installed I am still blown away by this company. From start to finish our sales rep "Mike" and the two installers "Dante" and "Brayden" went above and beyond for us. Mike came inspected everything and gave us all of our options ranging for cheapest and to higher quality. He was not a pushy sales rep, was extremely informative and patient with us as we knew nothing. He took our calls even when it was after hours and was more than understanding with all of our questions. I can't tell you enough how impressed and good we felt about buying through them after that. And if that wasn't enough the installers pushed our happiness to the next level. They did everything with professionalism and handled any and all issues we had. (Which weren't many to begin with and even less as they installation went on) Even though there were a few issues they ran into they were quick to handle it and kept us apprised of any and all steps along the way. If you are debating what company to go with I would urge you to stop here and trust that you're getting your money's worth. I recommend them to everyone who ask and even those who don't. They did an incredible job from start to finish and we couldn't be happier.
Great experience with the replacement of our AC unit today! They worked with us to figure out the most cost effective way and best use of the system we currently had to get our house back to cool. Thank you so much Elliot and the Cincinnati HVAC Team! Top Notch!
Ernesto Levy profile picture
Ernesto Levy
3 years ago
I needed a furnace repaired and was leaving out of town. Cinci-HVAC was able to take care of me and came to diagnose what was wrong the same day and then came in on Saturday morning and got it done - the team was professional, for the work done right even if it took a little extra effort, made sure to clean up everything afterwards. Highly recommend them
Patti Grayson profile picture
Patti Grayson
3 years ago
Excellent customer service and quick response! I called the office in the morning, spoke with Bill who was so nice, and repairmen were out within 2 hours. They gave me a time frame and arrived exactly as stated. Randy and John were awesome!! Took care of the issue and we’re friendly and professional. I highly recommend this company!
  • We had Cincinnati Heating install our new heat pump and furnace on 10/30/21. What a difference a good unit makes!! We’ve lived in our house (brick Cape Cod built in 1954)... read more

    Nancy Doty Bortle Avatar Nancy Doty
    November 3, 2021

    I highly recommend this company!! Elliot came out, measured my house and windows and figured out that my old unit was too small for my house. I’ve had four or... read more

    Danny Cox Avatar Danny Cox
    September 19, 2022

    Excellent and quick service! They sent someone out to fix my furnace right away. The tech was very nice and professional. I was very impressed at how quickly they... read more

    John Frank Avatar John Frank
    December 28, 2020
  • Had an issue on a Sunday afternoon. Gambled and called around. These folks were responsive, helpful, and ensured my home was warm on a winter day. 👍<- to prove not written... read more

    Robert Cacic Avatar Robert Cacic
    February 2, 2021

    Elliot and his team have helped me with HVAC issues several times. They are always honest about the issue and provide multiple options for repair or replacement. They are also... read more

    Patrick Grosser Avatar Patrick Grosser
    September 17, 2020

    Best heating and air conditioning company around! Great Service, affordable and great employees.

    Tannis Bush Avatar Tannis Bush
    December 16, 2021
  •   Fast fair hardworking employees, owner came out at 6 on a Friday night to help finish install. From bid to finish install approx 2 days!

    thumb Tom M.
    6/25/2023

      Our furnace went out and another company had given us the run around. Elliott and his team not only got us up and going quickly with a new furnace but... read more

    thumb Lyssa H.
    11/29/2022

      Cincinnati Heating and Air Conditioning is our #1 HVAC contractor. No question.

    We have a Carrier system which was installed several years ago. It developed a critical issue.

    We hired initially hired... read more

    thumb Rachel E.
    2/19/2021
  •   I have had the guy that sold my furnace to me working on with a lot of issues in the past couple years. These guys came out and fixed it... read more

    thumb Donald B.
    8/28/2020
513-578-5718